UAE
Guide to Aani and Jaywan: paying UAE federal fees and fines
The UAE Cabinet has approved Aani and Jaywan for all federal government service payments. Here is how residents can use these new instant payment channels.
UAE residents can now use the Aani instant payment platform and the Jaywan domestic card scheme to pay for all federal government services, fees, and fines. This guide explains what these systems are and the steps to use them for transactions like visa renewals and tax payments.
The UAE federal government has integrated two new payment systems, Aani and Jaywan, into its revenue collection network. The move, approved by the UAE Cabinet and announced by the Ministry of Finance, provides residents and corporations with additional secure and instant methods for paying federal service fees. This initiative is part of the UAE Central Bank's strategy to modernise the nation's financial infrastructure and follows the launch of the Jaywan card scheme in 2023 and the Aani platform in October 2023. These channels are now officially available for all transactions with federal government bodies. ## What are Aani and Jaywan? Aani and Jaywan are national payment systems developed under the UAE Central Bank's Financial Infrastructure Transformation (FIT) programme. They are operated by Al Etihad Payments, a subsidiary of the Central Bank. ### Aani: Instant Payments Aani is an instant payment platform that allows for real-time money transfers 24/7. Key features for users include: - **Mobile Number as Identifier:** You can send and receive money using just a registered mobile number instead of a full bank account IBAN. - **QR Code Payments:** The system facilitates quick…