Lifestyle
How to use the UAE's new Jaywan payment card
This guide explains how to get the UAE's unified domestic payment card for use at ATMs, shops, and online stores.
By 19Network Editorial Team · Jul 26, 2026 · 3 min read
The UAE has launched Jaywan, a national payment system to streamline all domestic transactions. Residents will receive new co-branded cards from their banks to use for daily purchases, ATM withdrawals, and online shopping, with the aim of reducing transaction costs.
'''The UAE has launched its own domestic card payment system, named Jaywan, to process all local transactions. This initiative by the Central Bank of the UAE (CBUAE) aims to create a more efficient and secure financial infrastructure for residents and businesses. For residents, the new system simplifies daily payments. Here is how to get and use your Jaywan card. ## What is the Jaywan card? The Jaywan card is the UAE's national alternative to international card schemes like Visa and Mastercard for domestic transactions. It is not a new bank account or a separate card you need to apply for. Instead, your existing bank debit card will be replaced with a new card co-branded with Jaywan and a major international scheme. When you use the card within the UAE, transactions will be processed through the local Jaywan network. For international transactions, it will use the co-branded partner network (e.g., Visa/Mastercard). This ensures the card works both inside and outside the UAE. ## Step 1: Check with your local bank You do not need to register separately for Jaywan. All licensed banks in the UAE, including First Abu Dhabi Bank (FAB), Emirates NBD, and Abu Dhabi Commercial Bank…